Northeast Oklahoma Community Action Agency

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Archive for June, 2009

Low-Income Working Families: Updated Facts and Figures

Posted by neocaablogger on June 21, 2009

A large percentage of American families have low incomes, which lead to a host of challenges and disadvantages for both parents and children. In 2006, one out of every three families with children had incomes below twice the federal poverty level (FPL): $40,888 for a family with two adults and two children. While these families face many of the same challenges as other families, they are particularly financially vulnerable. This fact sheet provides statistics on the work effort, earnings, health care access and other characteristics of these families. Click link for Fact Sheet. http://www.urban.org/publications/411900.html  (Source: The Urban Insitute)

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Posted in Family Economic Security | Leave a Comment »

Agency Activities in May 2009

Posted by neocaablogger on June 18, 2009

Community Development Lending: We held a meeting for bankers in the three county area to receive input concerning a micro-lending program. Steve Shepelwich from the Federal Reserve Bank assisted with a very successful session. In response to the input, agency staff and DeBruler, Inc. are working together to file the IRS Exempt Organization application, develop Articles of Incorporation, By-Laws, and create procedures for the start-up lending organization, Supportive Financial Services, Inc. This initiative is funded through a CSBG Discretionary grant from the Oklahoma Department of Commerce. DeBruler, Inc. is also preparing a grant application for technical assistance funds from the US Department of Treasury to be become a Community Development Financial Institution (CDFI).

Health: Agency staff met with the Town of Afton, Craig General Hospital, and Dave Deffenaugh, Economic Developer and NEOCAA Board Member, to discuss an application to develop a Federally Qualified Health Clinic in Afton.

Client Intake: NEOCAA received a CSBG discretionary grant from the Oklahoma Department of Commerce to test a comprehensive client intake system. The results thus far show that twice as many clients now receive more than one service from the agency since the process was initiated. We are requesting an extension to the grant for one additional year.

Organization Development: The Personnel Committe of the Board met with staff to review and update Personnel Policies for the Board of Director’s consideration.

Program Data:  Visit our web site at www.neocaa.org and scroll down the page to view What We’re Doing.

 

 

Posted in News | Leave a Comment »

Payday Lending: the Real Story

Posted by neocaablogger on June 16, 2009

Every year, millions of Americans are trapped in 400 percent interest payday loans, paying more in fees than they originally borrowed.  Payday loans are designed to be unaffordable, so that the lender can collect multiple interest payments of about $50 every two weeks for the same $300 or so, in a series of renewed loans or back-to-back transactions. Current proposals to cap annual interest rates at 36 percent for consumer loans, similar to what was passed in 2006 for military families, are currently moving through Congress.  Fifteen states have approved a similar measure already, and over 70 percent of Americans support a cap of 36 percent or lower. The Center for Responsible Lending has launched a project to collect stories about real people caught in this devastating financial quicksand.  If you or someone you know has been caught in a payday loan that you expected to get you through a short-term cash shortfall, consider sending in your story either anonymously or with the name included.  The goal is to collect 400 stories to represent people affected by 400 percent interest rate lending, and ultimately post them at www.400faces.org. Check out two stories featured in a new video on the site, and consider adding your own local stories.

Posted in Policy | Leave a Comment »

Neighborhood Stabilization Program Funds Awarded to NEOCAA

Posted by neocaablogger on June 14, 2009

NEOCAA was awarded $666,000 of NSP funds by the OK Dept. of Commerce to purchase 8 foreclosed homes in the City of Miami. We will purchase 5 homes for rental units to serve individuals with very low income and 3 houses for sale to income eligible homebuyers. Want to rent a home or buy a house in Miami, OK?  Give us a call at (918)253-4683 or check our web site at www.neocaa.org.

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Weatherization Stimulus Funds

Posted by neocaablogger on June 14, 2009

NEOCAA has made progress! From a 2 person crew with a 1992 van to a 10 person department with 2 new vans! A new educator, 2 new assessors, one more crew and a third man for our current crew, a new support person for the new wx manager and two new vans so far. We have new quarters, new computers, new blower doors, new duct blasters, more digital cameras and we are looking forward to the new infrared cameras. Click here for photos.

Posted in Weatherization | Leave a Comment »

Minorities, Low Income Americans More Likely to Be Sick, Less Likely to

Posted by neocaablogger on June 11, 2009

A new reportfrom US Health and Human Services,  Health Disparities: A Case for Closing the Gap is
available at www.HealthReform.gov.  A Case for Closing the Gap highlights some of the glaring disparities
that exist in the current health system. Under the status quo:

o    Forty-eight percent of all African Americans adults suffer from
a chronic disease compared to 39 percent of the general population.
o    Eight percent of white Americans develop diabetes while 15
percent of African Americans, 14 percent of Hispanics, and 18 percent of
American Indians develop diabetes
o    Hispanics were one-third less likely to be counseled on obesity
than were whites — only 44 percent of Hispanics received counseling.
o    African Americans are 15 percent more likely to be obese than
whites.

The report also notes that 40 percent of low-income Americans do not
have health insurance. About one-third of the uninsured have a chronic
disease, and they are six times less likely to receive care for a health
problem than the insured. In contrast, only 6 percent of high-income
Americans lack insurance.

Posted in Uncategorized | Leave a Comment »